Charlie Fraser
BBus DipFP
Senior Private Client Adviser / Partner, Milton-Springfield/Ipswich-Townsville Branches
I come from rural Queensland, where family is everything. My work is guided by those roots - helping families make the right financial decisions, achieve independence, and build purposeful, lasting legacies for generations.
Charlie Fraser is one of Australia's most experienced and highly recognised personal injury compensation advisers, complemented by his extensive experience advising ultra-high net worth families. His expertise in multi-generational succession planning helps clients preserve wealth, purpose and family harmony across generations, ensuring every decision supports long-term security, continuity, and the enduring legacy of those he is privileged to advise.
Investment Style
Charlie follows an evidence-based investment approach built on academic research and proven market principles. By focusing on factors that drive long-term returns and maintaining disciplined diversification, he constructs bespoke portfolios that provide the highest probability of meeting clients' goals. His process rejects speculation, instead aligning each portfolio with purpose, efficiency, and enduring confidence through all market conditions.
Services and Specialties
Wealth Management
Financial Planning
Superannuation Advice
Retirement and Estate Planning
Investment Advice
Self-Managed Super Funds
Personal Insurance
Industry Experience
Sectors Covered
Industry recognition
• Barron’s Top 150 Adviser- 2023, 2024 & 2025
• Australian Financial Adviser of the Year, 2017 (Association of Financial Advisers)
• Money Management Australian Financial Planner of the Year, 2017.
Qualifications and Professional Affiliations
Bachelor of Business
High Potentials Leadership Program
Associations
Financial Planner AFP member of FAAA
Competencies
Margin Lending
Financial Planning
Superannuation
Managed Investments
Generic
Securities
Life Insurance
I am a partner of Forefront Financial Services which operates the business of Morgans Financial Limited - Milton. As a Partner of Forefront Financial Services, I will be entitled to a share of profits.
I am a partner of Forefront Financial Services, held by Fraser Family Trust #1, which operates the business of Morgans Financial Limited – Milton, Springfield and Townsville. As a Partner of Forefront Financial Services, I will be entitled to a share of profits. Charlie is a Director of Fraser Family #2 Pty Ltd atf Fraser Family Trust #2, which is a consultant to Forefront Financial Services Pty Ltd. As your adviser, Charlie is remunerated by way of salary and share of distributions, as a director and beneficiary under of Fraser Family #2 Pty Ltd atf Fraser Family Trust #2.
