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Henniette Harmse

Henniette Harmse

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Senior Financial Planner

Help clients understand financial concepts and act in their best interest to achieve their goals and desired financial outcomes.
With 20 years experience in providing financial planning advice that incorporates tax considerations, debt reduction, asset protection and cash flow management; Henniette's passion is using her knowledge to help clients make well-informed decisions. She has a diverse range of clients including business owners and SMSF trustees; and specialises in lifestyle/retirement planning and estate planning.

Investment Style

Henniette uses Morgans robust research and sound investment framework to complement her strategic planning advice; with the main focus on wealth creation and wealth management and tailored to clients' personal goals and risk tolerance(s). She secures quality investments whilst seeking the most cost effective investment solution. Henniette explains investments simply which instills confidence with clients.

Services and Specialties

Self-Managed Super Funds
Superannuation Advice
Financial Planning
Retirement and Estate Planning
Wealth Management
Aged Care

Qualifications and Professional Affiliations

Margin Lending and Geared Investments
Bachelor of Commerce (Accounting Honours)
Chartered Accountant
Diploma of Financial Services (Financial Planning)
Bachelor of Commerce (Accounting)
Financial Planning Specialist
Accredited Aged Care Professional™


Chartered Accountants Australia & New Zealand


Life Insurance
Financial Planning
Managed Investments
Margin Lending
I am employed by Northside Wealth Pty Ltd which operates the business of Morgans Financial Limited - Chatswood. My employer remunerates me by way of salary.