A city skyline at night with a boat in the water.
Philip Saal

Philip Saal

Authorised representative number: 000267882

Financial Adviser

I take a holistic approach to financial planning in considering wealth creation, estate planning, risk management, retirement planning and portfolio management to assist you in meeting your goals.
After completing his Bachelor of Commerce degree, Philip worked as a Senior Accountant for a local accounting firm, then developed and led the Financial Planning Division.

Investment Style

As a Senior Financial Adviser, Philip takes a personalised approach ensuring a tailor made plan is established for his clients. To meet the needs and desired outcome of each client Philip focuses on active portfolio management and administration.

Services and Specialties

Wealth Management
Personal Insurance
Retirement and Estate Planning
Superannuation Advice
Self-Managed Super Funds
Portfolio Administration

Qualifications and Professional Affiliations

Financial Planning Specialist
Certified Practising Accountant
Registered Tax Agent
Bachelor of Commerce


Financial Advice Association of Australia (FAAA)
Registered Tax Agent
Member of the Australian Institute of Company Directors
Associate Member of the SMSF Association


Life Insurance
Managed Investments
Financial Planning
Margin Lending
I am employed by Chalk Capital Pty Ltd which operates the business of Morgans Financial Limited - Toowoomba Chalk Capital. My employer remunerates me by way of salary. As a shareholder of Chalk Capital Pty Ltd, I may be entitled to a share of profits.