You may have heard the term Financial Planner (or Financial Adviser) and had absolutely no idea what we actually do, or how we can help you.
Maybe you have heard that we manage money or buy and sell shares or we only help people to retire.
As Financial Planners, we help you to define your financial & lifestyle goals and objectives in order to clearly identify what you wish to achieve with regards to your broader financial situation – no matter what stage of life you are in. This allows us to help you utilise your financial resources to best meet these goals with a degree of certainty.
To facilitate this, here at Morgans Port Macquarie we have a highly knowledgeable team offering expertise across a broad range of areas including Superannuation (Industry, Retail and Self-Managed Super Funds), Tax Planning, Estate Planning, Stockbroking & Portfolio Management (including Strategic Asset Allocation), Centrelink Strategies, Life & Personal Risk Insurance, and Aged Care.
Being a Financial Planner for me combines my love of finance, strategies, and intricate knowledge with helping and communicating with people.
The conversation a Financial Planner has with their client involves coaching, support and assurance, and working together to achieve their lifestyle objectives via strategic advice and an ongoing relationship.
Not only do Financial Planners have a relationship with their clients, but here at Morgans Port Macquarie we encourage and make it a major part of our role as Financial Planners to form relationships with other like-minded professionals in order to work together for our existing and future clients.
This is key for getting the best outcome for our clients, as Financial Planners essentially “bring the party together”, forming your own personal team. For example, while we have a knowledge of Tax Planning and Estate Planning, we involve relevant professionals who specialise in these areas (whether that be an Accountant or Solicitor) with the goal of ensuring you are receiving the highest quality advice in all aspects of your situation.
Our role is strongly relationship focused. It would be impossible to be in this profession if you weren’t passionate about people and making genuine relationships – it just doesn’t work.
This relationship works both ways. Our first appointment is at our cost, allowing us to have a discussion to see if we are the right people to help you, or identify another relevant professional may be better suited to meet your needs, without you incurring a cost before having an opportunity to find out how we can help you. It also allows you, as the client, to see whether you “click” with your potential adviser. It is a long-term relationship built on trust, and both parties need to be comfortable sharing information and sometimes having tough conversations.
In an ever-changing industry, we strive to provide our clients with the best possible service at all times, and would be more than happy to answer any questions you have about who we are and how we can help you.
Porsha Papas B.Com
Authorised Financial Planner 001270130
Morgans Port Macquarie
