Balmain
About Us
Balmain
The Balmain office of Morgans was established in 2007 with a commitment to delivering quality, cost effective, financial advice to clients.
Our office focuses on investment strategies that involve ASX and internationally listed investments and we measure our success by developing tailored investment strategies that meet our clients' goals.
For quality, personalised investment advice please contact Morgans Balmain today.
Balmain
The Balmain office of Morgans was established in 2007 with a commitment to delivering quality, cost effective, financial advice to clients.
Our office focuses on investment strategies that involve ASX and internationally listed investments and we measure our success by developing tailored investment strategies that meet our clients' goals.
For quality, personalised investment advice please contact Morgans Balmain today.
Wealth management is the process of defining your investment goals and tailoring financial solutions to help you reach financial freedom. It is the partner of money management.
While the focus of money management is making sure cashflow covers all the essentials of your lifestyle, the aim of wealth management is to use or create excess cashflow to grow your assets and therefore your wealth.
Creating personal wealth requires planning, successful strategy execution and review – and the ongoing advice of a professional adviser who can offer you direct access to all the investment opportunities.
Wealth management continues well into retirement. Indeed, retirement planning is a key focus when creating wealth management strategies. That is, accumulating enough wealth to provide income and financial security in retirement.
Our approach
Your dedicated Morgans adviser will take you through the wealth management planning process, implement your strategies and help you make the most of all opportunities.
This wealth management process helps you set short- and long-term goals and use a range of investment strategies to achieve those goals.
Strategies are developed around the principles of saving tax, choosing the right investment structures, minimising risk, personal insurance and generating a large-enough asset base to provide you with financial security.
The strategies to save tax involve structuring salary, superannuation, investments and debt. Risk is minimised through the diversification of investments and monitoring portfolio performance
Superannuation is arguably the most tax-effective method of saving for your retirement. For many of us, it is the largest asset we have, apart from our homes.
With a variety of contribution options, superannuation can be a complex area for the uninformed.
It's important to form a strategy to make the most of the tax concessions, financial incentives and rebates. This will help to ensure your superannuation savings provide a comfortable standard of living in retirement.
Strategy
By forming a strategy, you may take advantage of:
- Transition to Retirement (TTR) rules
- Choice of superannuation
- Self Managed Superannuation Funds(SMSF)
- Salary packaging (also known as salary sacrifice)
- Retirement income streams
How to make contributions
- Employer Super Guarantee Contributions
- Employee – Salary sacrifice contributions
- Salary forfeited as contributions to super instead of taking as taxable income.
- Employee – Voluntary contributions (after tax)
- Could be eligible for Government co-contribution payments if other conditions are met.
- Self employed – deductible contributions or non-deductible contributions
- Not working and under 65 – (non-deductible)
- Ability to make deductible contributions will depend on taxable income.
- Spouse – spouse splitting of spouse contributions, or contributions on behalf of a spouse.
How to enjoy your income in retirement
Your decision about where and how your money is invested in superannuation could increase your income in a number of ways.
By rolling your superannuation money into a pension income stream at or after retirement, you can:
- generate more tax-effective income
- receive more generous Centrelink treatment
- have the flexibility to decide how your assets will be left to your beneficiaries.
- Account-based pensions are the most common form of superannuation pension. They are specifically derived from superannuation money.
The pension income is paid from the balance of the money remaining in the your superannuation fund each year until it runs out. Payments can commence following full retirement after preservation age, or if you are permanently unable to work due to invalidity, or at age 65 regardless of whether retired or not at that time.
An account-based pension can offer a range of flexible investment options. You can position your investments so they are more effective in meeting income and growth needs in retirement.
This flexibility means control is ultimately retained by you over the level of investment risk and return within the fund.
How can we help?
Contact us today to discuss your superannuation strategy. With a dedicated technical research team, and regular development opportunities, our advisers are kept up to date with legislation changes, the latest strategies, and ways to make the most of your superannuation.
Contact us
Be it consolidating your superannuation accounts, understanding how much you can contribute each financial year, discussing the merits of Self Managed Superannuation Funds (SMSF), or developing strategies to prepare you for your eventual retirement, our Morgans Balmain advisers can assist you.
More and more people are realising the advantages of making their own investment decisions and taking control of their retirement strategy.
An increasingly popular way of doing this is by setting up a self managed superannuation fund (SMSF).
An SMSF gives members of the fund control over specific investment choices involving their superannuation. They can tailor their own investment strategies and select specific assets such as listed securities, managed investments, cash and term deposits, international equities, instalment warrants and so on.
How can we help?
Morgans offers a variety of services for SMSFs, including structure, setup, advice, rollovers, investments, administration and compliance.
We have investment advisers who specialise in superannuation and a technical research team that provides updates and support on the latest in superannuation developments.
Our Services
SMSF administration & investment reporting
Our Wealth+ SMSF Solution is an all-encompassing investment administration and SMSF administration service that allows you to take advantage of the flexibility and control of an SMSF, but outsource the work involved in establishing and running your fund.
Your SMSF investments are managed through our Wealth+ Managed Portfolio Service, which provides you with comprehensive reporting on your fund portfolio and investments, in addition to your annual member statement.
Investment reporting
Clients and their accountants can benefit from our Wealth+ Managed Portfolio Service, which is a reporting facility that we offer for investment administration. This service makes investing easier by collecting and recording all investment information/documentation, however SMSF trustees will need to arrange annual administration of the SMSF using an accountant or administrator.
SMSF administration
Our SMSF administration only service provides fund administration without the portfolio administration. Please contact us or your Morgans Balmain adviser to find out more.
More information
If you would like to find out more before contacting one of our advisers, the Morgans technical research team has produced An essential guide to taking control of your super, which provides further detail on SMSFs.
Whether you're an experienced professional investor or a novice investor finding your way in the market, Morgans Balmain can help. As a full service stockbroker, we pride ourselves on offering smart, personalised investment advice that is tailored to your investment style and objectives. Our advisers are supported by an award-winning research team, as well as a leading corporate finance team that regularly provides clients with exclusive investment opportunities.
Services
We can provide you with:
Tailored share portfolios
- Advice on individual share selection and portfolio construction tailored to meet your specific investment objective.
Award-winning research
- Recommendations supported by comprehensive internal and external research, developed by our research analysts.
Access to local and international markets
- Access to all securities listed on the Australian Securities Exchange (ASX), the National Stock Exchange of Australia (NSX) and Chi-X Australia (Chi-X);
- Plus international equities access to 22 select exchanges, including the major markets in North America, Europe and Asia (ie Dow, NASDAQ, FTSE100, DAX, CAC, Hang Seng, Nikkei).
New investment opportunities
- Our clients gain access to the latest company IPOs and capital raisings.
Portfolio management
- We offer a Wealth+ managed portfolio service that takes the hassle out of investing by providing an all-embracing investment administration service.
Online account access
- Access to our client website, allowing you to monitor your investments, read award-winning research, and check share prices, announcements and more.
Contact us
We pride ourselves on providing client-focused advice based on thorough research, comprehensive company knowledge and many years experience in the Australian sharemarket. Contact us to find out more.
Advisers
Contact us today.
Office Address
Suite 1 780 Darling St Rozelle NSW 2039 Australia
Postal Address
PO Box 1385 Rozelle NSW 2039 Australia
Phone
02 8755 3333
Open Hours
9:00am - 5:00pm
Our Approach
We offer a comprehensive financial solution tailored to your needs, beginning with a free discovery meeting to understand your financial situation and goals.
Following a structured process, we develop a personalised financial strategy, present it clearly in a Statement of Advice, assist with implementation, and provide ongoing review and support to ensure your financial goals are met.
Our Investment Process
At Morgans Port Macquarie, advisers collaborate with clients to establish investment goals centred on principles such as long-term investing, maintaining a quality core portfolio, diversification to reduce risk, focusing on total return, employing an active yet risk-controlled approach, conducting research-driven processes, and managing portfolios for tax efficiency.
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Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Port Macquarie is proud to support various local charities and organisations such as:
• Port Macquarie Golf Club
• Kew Golf Club
• Port Macquarie Pirates
• Hastings Business Women’s Network
• Port Macquarie Chamber of Commerce
• Port Macquarie Soup Kitchen
• and more…
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Careers
At Morgans, we offer an array of exciting career opportunities in the dynamic industry of finance.
Whether you're at an early stage in your career or a seasoned professional, you’ll have the opportunity to make a genuine difference and be part of a culture where everyone’s contribution is recognised.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support.
Community Support
At Morgans Bundaberg, we are committed to giving back to our community. Throughout the year, we support various local charities and organisations, making a meaningful difference in the lives of those around us. From sponsoring local events to contributing to charitable causes, we actively engage with and support initiatives that align with our values and goals.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We love to support our community and local charities. Some of these include Rotary and Newcastle Special Children's Christmas party. If you have a campaign you'd like us to get involved in, please contact to discuss further.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Coffs Harbour also supports:
• Community Radio 2CHY
• Coffs Harbour & District 60's & Over Social Bowling Club
• Rotary Club of Coffs Harbour
• Coffs Harbour Surf Life Saving Club
• Bonville Golf Resort
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Cronulla also supports:
• The Salvation Army - Red Shield Appeal
• Cure Cancer Australia Foundation
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Springfield-Ipswich also supports:
• Ipswich Region Chamber of Commerce
• Member of the Greater Springfield Chamber of Commerce
• Motor Neuron Disease Fundraising Sponsorship
• Alzheimer's Australia
• Multiple Sclerosis Fundraising Sponsorship
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Sunshine Coast make regular donations to:
• Sunshine Coast Police Citizens Youth Club
• Rotary Clubs (Specific Needs Children)
• RSPCA
• Cancer Research Institute of Australia
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Wollongong also supports:
• Make A Wish Australia
• Vision Australia
• Camp Quality Camp
Award winner
We are delighted to have been named winner of the Excellence in Operations Award at the 2021/2022 Morgans Branch Awards.
Community support
In 2021, Exchange Place Investments established the Exchange Places Fund through Foundation SA to consolidate and focus its philanthropic activities.
With a clear vision, Morgans Exchange Place quickly aligned its values and objectives with those of the Tjindu Foundation — both organizations seeking to create positive, long-term change for Aboriginal children in communities across South Australia.
After an initial contribution to the Tjindu Foundation, Exchange Place made a three-year commitment to partner with Tjindu, committing $50,000 annually and maximizing the impact of its giving.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Perth also supports:
• The Salvation Army
• Youth Focus
• Australia's Biggest Morning Tea
• Princess Margaret Hospital Foundation
• Redkite
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Scone also supports:
• The McGrath Foundation
Morgans Scone is proud to support the local community, some of the organisations we support include:
• Scone Junior Rugby League
• Scone Junior Rugby Union
• Scone Swimming Club
• Scone Grammar School
• Scone Rugby Union Club
• Upper Hunter Beef Bonanza
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support. Morgans Orange also supports:
• The Salvation Army - Red Shield Appeal
• Australia's Biggest Morning Tea
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support. Morgans Merimbula also supports:
• Reaching Out Foundation
• Tulgeen Disability Services
Morgans Merimbula supports a variety of community fundraising events throughout the region:
• Local sporting events
• Business awards
• Surf Life Saving
• Horse racing
• Various charities
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Milton have been ongoing corporate sponsors and we donate annually to many charities, The Leukaemia Foundation is one we hold close to our hearts with two of our staff having battled through cancer. We are currently raising funds for the "Light the Night" event at Southbank.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Domain also supports:
• Mazenod Old Collegians Football Club
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognize the importance of supporting the community in which we work and in assisting those in need of support.
Morgans Hawthorn is also a supporter of Big Dry Friday supporting rural Australia.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Over the past 10 years Morgans Darwin has supported many local charities and community groups, as well as providing financial assistance to junior sportspeople.
Value in the Vines Investor Conference
The Value in the Vines Investor Conference is tailored for Morgans Scone clients, aimed at connecting investors with the CEOs of their invested companies.
Taking place annually in the picturesque Hunter Valley, NSW, the conference features high-quality company presentations, followed by an evening dinner featuring exclusive fireside chat panel discussion. This unique Conference fosters a relaxed and intimate atmosphere, bringing together senior company executives and investors.
An event you won’t want to miss!
The 2024 Conference is scheduled for Friday, 25th October, 2024. Please below for more information and to register online.
Scholarship Program
Joining our scholarship employment program offers a unique opportunity to receive financial support, gain practical experience, and develop both personally and professionally in the dynamic field of financial planning.
You'll benefit from mentorship by seasoned professionals, receive financial assistance to ease the burden of tuition, and apply your classroom knowledge to real-world cases. This experience not only enhances your technical and soft skills but also prepares you for a successful career in financial planning, where you can contribute to the financial well-being of individuals and communities.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
We recognise the importance of supporting the community in which we work and in assisting those in need of support.
Community Support
We recognise the importance of supporting the community in which we work and in assisting those in need of support.
Community Support
The Morgans Foundation has been dedicated to supporting Australian charities since its establishment in 2005, and we are immensely proud of the impact we've been able to make. The Foundation pools funds from Morgans, its regional offices, clients and staff, to make meaningful contributions to selected charities.
Morgans Armidale also supports:
• Armidale Cycling Club
• Armidale Riding Club
Community Support
Morgans Brighton is dedicated to fostering community support and engagement. Our office proudly backs a range of not-for-profit organizations and charities, including:
• Bayley House
• St Kilda Mums
• Oz Child
• Bayside Argonauts Soccer Club
• Murrumbeena Football Netball Club
• Courage to Care
By supporting these initiatives, we aim to make a positive impact and contribute to the well-being of our community.
Our Value Proposition
Learn how our wealth management strategies can assist in consolidating your family’s assets, managing your investments with your financial goals, tailoring your superannuation strategy and ensuring families and business owners have planned for their succession.
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